Appreciation will be predicted best by a local expert. 

I'm not a magician to be able to predict when a wire underground will go bad and cause water to stop flowing, it can happen to anyone.

Please remember, this is a recommendation to run stress tests on our portfolios to a hypothetical (yet projected by the Fed) scenario, not a prediction.  

The prediction is the value of these properties will increase in two years due to the mall and location.orOption 2) I live in an area where many people are renting basements and other form of property (as far as the place is not far from bus/metro).

Sounds like here, the defending grandson is trying to invalidate the transaction for improper notary on instrument.  

With the oil price still on the downward trend and with prediction from the experts that it will stay low beyond 2016, I see this as a big risk.

What are your predictions as far as  what we can expect in the real estate industry? 

@Oliver Martin  I'd look toward employment related news to assist you with your predictions.  

@John Arendsen  no mystery to CF on the debt side they are just HML  and if you equate it to CA lending rules were your allowed to fractionlize DT's they are basically doing the same thing pooling investors into a debt instrument. . they get rewarded with the points and servicing fee's.

My exit strategy would be to bring the value up and then sell (assuming the comps are predicting greater value then my costs)  Preliminary research indicates that the cost per square foot may be significantly higher then i would be paying, when all in..Thanks!