The agreement reached was the landlord would lower $100 of the rent (current rent: $3100) in exchange for us to paint the two bedrooms.

So you got lower prices and lower interest rates coming.

Just not seeing a good use case for FHA these days other than the lower interest rate.  

If a bank sells a note to Dion at 87K, they know he's in the business of selling, he sells for 95K to someone else, that is an arm's length transaction, the borrower had nothing to do with it.

You can get the cashier's check and do any other banking transactions from the convenience of your home office or mobile device without ever going to the branch with any of these banks. 

You can do a subject to transaction but that is not legally assuming the loan.the banks got rid of assumable mortgage long time ago. 

the lower the cash in (starting with the DP), the quicker you recover your cost. 2)  Solid, as in equity. 

We were told the secondary market started rejecting the lower priced paper that they were originating and they were forced to raise the rates.  

These foundational elements enable you to navigate transactions successfully and make informed decisions.While there are many resources available, including courses and mentorships, the reality is that without a foundational knowledge base, you might struggle to apply what you've learned effectively in real-world scenarios.

Tips or tricks that would help make transactions go smoother.