The income isn't covering the costs (maintenance, capex) and you've only gained 15% appreciation in the three strongest years we've seen in a long time.

On the north side, my credit score requirement is 680 and I strictly require their monthly household income to be 3x the rent.

This is based on demographics/interests including age, profession, income etc.. 

Hi BiggerPockets community,We are a married couple based in the California Bay Area, both working as software engineers with a combined income of close to a Million USD.

If you ARE occupying, you'll need to be able to qualify using your income, employment history and DTI.

Longer tenancies mean lower turnover and vacancy costs, so two single-family homes usually generate more reliable income and higher net cash flow than a fourplex.Vacancy risk: A fourplex has four times the vacancy risk of a single-family home.

On here, when you say you want to partner with strangers, you will get a lot of incoming garbage.

It depends a lot on your risk profile and regular income.

Quote from @Tom Gorrell: We have 3 rentals in CA and one in Kentucky (total value about 2.5 M)some W2 incomesome pension incomesome syndication income and some from a business (s corp)  @Tom GorrellIf they are providing tax planning and/or bookkeeping with the tax prep, then the price is reasonable. 

I would not close on the home if the extra income property was not valid.