We can be of service when it comes to reviewing your financials and help you explore what the best options would be for you depending on your overall goal. 

Monthly debt service at 7% interest.

What I cannot endorse is the misleading presentations by some cost segregation companies to sell their services. 

I try to inspire.I get a TON of these personal messages:Frankly, the way you’ve turned his question and plea for help into a personal attack with accusations about me “selling services” is beyond me.:) Wishing you a wonderful Sunday, Mr.

I’ve been using them to screen my tenants to find out that the only service they use when looking at a tenant is Transunion credit reporting agency.

A $400k home requires much more upkeep than a normal rental.IMHO it will be a looser and you need to sell it and get on with your new life.Thank you for your service and good luck,

Also understanding how things are put together, how siding works, gutters, etc (basically as many aspects of the home as possible)Having this knowledge will also help you from getting burned by contractors telling you things just so they can save time and money and deliver a crappy service. 

I've found some turnkey SFRs with market rents that appear to be more than enough to service all expenses, based on the finance amount.

BNBCalc is a complimentary service to all the STR and LTR data providers out there.

@Timothy Blackman- thanks  ...get some referrals for lenders from friends / co workers ...contact them all on the same day with the same criteria and ask them any questions you have and  ask for some scenarios ...compare the  feedback and service they provide ...pick one lender to get pre approved with ,,once you have a property - contact all lenders again for pricing options for the actual loan you will need ...hopefully the lender you chose for pre approval will be competitive in their pricing ..good luck