Secondly, the extra $5k you have to come up with yourself - EVERY time - eats into the benefit.Hint: The useful purpose of applying for a HELOC is to gain you instant CASH (to invest)!

They are providing you education and guidance/coaching unlike a financial planner who would bring investment options to you including ones where they themselves stand to gain from the sale.

Does anyone know what I would pay capital gains on in MA? 

After five years you'll have earned $90,000 in rent income and gained $34,000 in appreciation.Buy four houses with $50,000 down on each.

They usually have simulators that will tell you how much you need to pay off on a particular debt to accomplish a particular point gain on your credit rating. 

With NACA, you have to pay to take their course and that's the only way to gain access to their program. 

You will get a proration of the gain free according to the amount of time you lived in it versus the amount of time it was rented. 

I’m not sure where to start to build traction, so I’m looking for a little guidance and certainly aiming to expand my network.

Should I offer this guy a 5 year plan to help him save on capital gains?

(Yeah, that last one was a snarky comment.)CONSYou lose the homeowner capital gain exemption.