Often, banking operations will be defined and are regulated at the state and federal level, they apply to the operations conducted, such as purchasing, assigning, servicing, assignment of servicing, the modification, etc. of any loan secured by real or personal property, the exemptions are stated as well and on exemption to these laws may be for a mortgage broker, this is where the requirement to be a mortgage broker comes from, not from the mortgage broker originator laws.Lastly, note brokers and gurus could care less if you are qualified or hold the proper license, it's no skin off their nose, s if they can make you a birddog and find notes for them, they benefit without liability from your actions.

Every investor needs more people to do "legwork" and be their "eyes. ears, and nose" in certain situations.

Apply whatever baloney code sections you want to whatever you want - it is literally no skin off my nose. 

(She had surgery around November 10 to correct her sinurses brought about by multiple broken noses over the years given to her by the ex-husband she told me she was trying to get away from.  

These are two articles that are relevant for this Chinese money discussion:http://www.marketwatch.com/story/billions-in-capital-moved-out-of-china-right-under-the-governments-nose-2016-03-01http://www.smh.com.au/business/china/suitcases-of-cash-chinese-travel-figures-hint-at-capital-exodus-20160922-grlttn.htmlAs we continue to see Chinese putting $1-2mm offers on apartments and houses in San Francisco, Los Angeles, Seattle, Chicago and Dallas over the last few months, I am sure that there are other ways as well. 

Now, that I'm done brown nosing :) I don't think we've talked about food.

Some of the physical characteristics to health are more frequent nose bleeds, rashes, stiffness and soreness of joints.

@Todd GoedekeFeel free to disagree, no skin off my nose. 

But reality will soon set in and you’ll realize that algorithm and bp calculations don’t pan out in real life because we are dealing with people not spread sheets ...when your tenant snorts the rent money up his nose , the contractors robbed you and left a disaster , code enforcement is breathing down your throat ,insurance company cancels you .

No, see above.    3.