I, for instance, look for properties that are 1970 vintage and newer, because older properties tend to have higher CapEx.

If the cost to build new is $200K a unit, it's easier to get comfortable buying a 1980's vintage multifamily property at $130K a unit, even if its features are not the quality of new construction.Before making a loan, a bank will consider DSCR, your balance sheet, and all three approaches, and anything else they can find to be worried about- because that is their job.

Do you have any assets you can sell until you resolve the situation such as stocks bonds coins jewelry etc?

If the plan is to use leveling cement, and it needed a substantial amount of it, the added weight might cause it to get worse quickly without additional support.If you're good with renting it slightly below the average in your market and most of the rental homes are a similar vintage, I wouldn't mess with it.

Not covered: Jewelry, furs, watches, money, securities, documents or motorized vehicles, loss from war/flood/climate conditions (rust/mildew).

We call various properties that are located in a 1 to 3-mile radius of the property under consideration that is of similar vintage and with similar amenities.

Here's what I have to put in to get close to the numbers you specified:35 year fixed rate mortgage, 5% down, 10% rate, 2001 vintage. 

You CAN'T rob the person of their possession, you CAN"T coerce them to give it up against their will, you CAN'T willfully deceive them (lie to owner of a gold jewelry that you are an expert in jewelry and that their item is made of cheap metal, and etc.).

Vintage of the property is critical.

I could have told her I was bidding on a vintage Star Trek Episode 36 trouble with tribbles action comic".