Probably worth mentioning, TurboTax can facility real-time assisting from tax professionals if needed, obviously this will be at extra cost.Hope this helps! 

But to your point, the extra fees might be because the loan is small.

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

They literally had me come up with $5000 extra 3 days before close and said the VP of finance simply made a mistake.Now I'm getting a $3500 sidewalk assessment. 

Is it going to be worth it to save $500 on the drain when it costs you and extra week of lost rent?

But don't worry, in 15-20 years salary appreciation at a modest rate of 2-3% will give you an extra grand give or take while you get to look at all that property appreciation taking place as more $80K salaried workers like yourself who are told to "buy now" driving up prices from $600K to $700K to $800K, maybe even a million! 

Work to save a lot of cash (Which I just reduced my 401K savings rate to only cover my employer’s full match so that’ll be a couple hundred extra each month and I’m about to fully pay off my car in six months and that’ll be an extra $500/mo.

Given that you want to be passive on-market deal finder is probably where you want to look since off-market deals are mostly foreclosures that likely have lots of work needed and extra due diligence. 

In Astoria, these units can bring in an extra $2,000-2,500/month.For more information on the spreadsheet that we used, follow Jon!

A quick google search says they may or may not but would have to provide extra paper to find out.