Please keep us in mind as you are working with your interested investors, as we always have inventory available.

Rental increases tapered off with much of the covid inventory coming online. 

. - Conventional purchase with 20% down using a HELOC: Current cashflow from the SF could cover a big portion of the HELOC payment, but this starts to feel risky from a cashflow and funds available for rehab.- Conventional and move there/rent out my primary: Certainly the best option, but a hard no from my S.O.'

We're happy to sit on them or sell out, pull out our equity and move on and up.Technically they are two 4plexes, so they *could* be purchased with 2 conventional loans - however the appraisal would have to be based on the income method.

Technically they are 2 four families, so they *could* be purchased with 2 conventional loans - however the appraisal would have to be based on the income method.

There are ways to conduct a one-time restoration of benefits, or to restore benefits, but those require you to refinance the existing mortgage into a conventional loan, or no longer own the home, so they probably aren't worth it with your current scenario. 

Storage area with plenty of inventory for 2 - 3 months.

A good loan servicing agreement should address the customary risks, paying obligations such as taxes and insurance, but also have an understanding of just what the servicer will do in the event when non-conventional issues arise.An example would be when a borrower has repairs made to the property (or does them) and they have little equity.

The rules are the same regardless of whether your heirs inherit a conventional IRA with stocks and mutual funds or a self-directed 401k with properties, trust deeds, and any other alternative assets in it.Consult with your CPA about tax implications for an inherited IRA.  

If there was one that I liked for a long term rental, I’d keep that one instead of selling and put a good conventional mortgage on that.