But neither nearly as bad as yours - our biggest one was a kitchen fire that smoked out the whole house.  

There is a difference between an operator who did not communicate any problems until the email about the capital went out and the operator who was constantly updating investors on the asset and the difficulties and challenges and preparing investors for the possibility of a capital call prior to actually going through with a capital call.I think the biggest lesson I have learned as an LP over the past few years is that I will absolutely require consistent, thorough and realistic communication from any operator I invest with. 

However, after a little more research: It appears proximity to Yellowstone is one of the biggest contributors for its grading.

And lastly College towns are an easy bet since there are three large colleges in the Three biggest cites in CO!

The downside would be saying goodbye to the 3.25% rate you have now, but it might be worth it to take next steps for your goals. 

What are the negative implications or downside of this discrepancy?

The biggest issues with paid mentoring and coaching are:1. 

My biggest fear is to say to a potential seller that I’ll close but then not be able to because it isn’t a deal.

They wanted to make money, but they were focused on protecting downside risk.

The biggest keys are:1 - The design should have the least amount of waste.