Beginner investor here.

Hi Maria,Finding, evaluating, and securing high-return opportunities in private money lending can be rewarding, especially for beginners.

The math is easy, the 1st Lien Heloc, even at a higher interest rate, will out perform a traditional mortgage hands down with respect to gaining equity/wealth much faster, with no change in household spending habits. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

Start with BiggerPockets Ultimate Beginners Guide (free).

This document can help assess the financial performance of an asset. 

Tenant not trusting this work as he is out of home when this work is performed as he has some minor surgery. 

The book provides practical advice and insights, making it a great starting point for beginners.

The $795 is not my concern, I would be more worried about them performing.

Outside of their investor margins being a little thin, does anyone have any feedback they provide from personal experience or research they performed on Ashcroft?