Can you post the numbers out of curiosity?

Scheduled payments are first applied first to accrued interest then to principal and if interest is fixed with scheduled monthly payments, there is no difference to odd days monthly to annualized amortizations.

My main curiosity is learning the minimum downpayment for duplexes, triplexes, and quadplexes for owner occupied conventional financing.

Yes, we missed out on buying a distressed property and accruing more short-term capital by adding value, but we didn't have a solid core team and my wife at the time was still a little skeptical on the whole REI thing - so this was way better than not starting at all. 

Or discuss good returns :)Just out of curiosity - how are you running your moh?

So out of curiosity I logged on to see what a new tenant can rent an apartment here for.

You would have to consult with a local attorney to see what kind of rights the neighbor property may have accrued even if there is not a recorded easement. 

I get the feeling nobody will try to contest this or redeem it.My question was pretty much just out of curiosity, since so many of the properties being auctioned off were listed the same way.

Just out of curiosity, how many properties have you looked at & made an offer?

I get your concern that equity is being stripped by accrued interest and fees on the 1st but you can only stop the bleeding by foreclosing and trying to sell.