Even though you’re not fond of DSCR loans, it might serve as a bridge to free up your line of credit for quicker flip-and-reno opportunities.I remember years ago, a close friend of mine was in a nearly identical situation.. from what I read in Forbes, he ended up with zero wiggle room each month.

I hope you will get some good advice on here.I read that you said you don't want to invest outside of OC. 

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.2.

Pad split is great but you need to be careful what cities you do it in cause it will bite you if done wrong 

I’d love to learn from your experience and see if we can create opportunities together.Thanks for reading, and I look forward to connecting!

My approach is when there is that much unreliable information, I either call it a day and walk since I have no idea what comes next or I negotiate to a super deal so that whatever I haven't been told can be taken care of.  

I’m all ears for any guidance, recommended reads, or war stories from those who’ve been down this path.

It allows us to be picky on who we rent to and pass on those who would seem to be PITA or a risk for not taking care of the place.

The understanding you bring to each transaction, the ability to read between the lines, and the personal connections you forge are irreplaceable elements that complement the analytical power of AI. 

Lots of back and forth I didnt read..