(I'm 50/50 on this..meaning, maybe your contact has direct access to Hershel Walker (he's worth about 12 mm I've read) or maybe your contact is 3 levels removed from a bankrupt former major baseball player.

Though they typically don't have the software, tools and options of the larger players, they often have the best data, most tailored to the local area.

You can also buy a C- D single family cash flow and just let your PM take the headaches but that would be spirited option.. 

However, networking locally at the real estate investing clubs and mixers will put you in touch with the local players and propel you to action.  

They will know the players.

There is the risk that a smaller player like myself would have with going all in and not having the large reserves that one really should have to be in larger multis if/ when the economy tanks.There was a commercial guy that gave a very convincing scenario about buying units and how even under bad circumstances you would be ahead so the bigger players should win in the end.

Will the players in a chat be the only ones who can see the chat?

They pay out small interest rates to savings accounts and CD's while charging higher interest rates on loans paid out with other people's money to whom they are paying the lower rates.

It has definitely worked for me.The point I'm trying to get across to you is that the real players in this business aren't doing what the masses are.

But I am certainly not taking the risks for private lending for small premiums over CD's.