Very impressive ...

Richard Evans I just wanted to say it's amazing that you were able to save that kind of money, very impressive.

I was under the impression that a pro-rated exclusion was allowable due to "unforeseen circumstances" as the IRS defines them.

If you're not a member, you pay the higher rates.I spoke with them last year and wasn't overly impressed with the overall offering...

I have been impressed at the prompt, direct and knowledgeable team members.

I would avoid making up a ridiculous duty title like I have seen some people do to come off as more impressive and stick with the basics.

This way you can get his/her impressions right there on the spot.

BTW, I saw 60Minutes and I was more impressed with Romney in that interview, I wish he had been specific but they got him closer than anyone else to date in the media or in his rallies, he was clearer and while I don't agree bottom line, he did make a better presentation and I can see how his base is so insistant. :)We will see if the debates can change anything, but I think it looks like BO will be taking it.

There are certainly times when showing a home before it's complete is the right thing to do (we sold 2 of past 3 houses when they were torn down to the studs), but this is the exception, not the rule.Most times, showing a house before it is fully completed will result in losing the buyer and not having a chance to recapture them (hard to change a first impression).

Okay, better question is how would someone without of ton of lending experience vet a mortgage broker, as the way I do it is in a few minutes on a phone call, sort out the BS, their answers and my impressions.....that won't help anyone.Never had the question and haven't thought about it.