I totally get wanting local insights in the Sacramento area; it can really help.With your hands-on experience in flips and rentals, you’re already ahead.

We had someone submit an application with a fake Visa and fake letter of employment that obviously looked real.

Until Fed begins to cut rates I’ve found alternative lenders in some cases to be competitive with banks on construction debt when considering the totality of factors (rate, leverage, depository relationships and pre- payment penalties).

My business partner and I paid them $12,750 right after the roof was done, and this was for the total roof replacement plus half of the rest of the project.

That is totally between the two partners. 

. :)Now, the CC&R's are totally valid and I believe the language is pretty clear on restrictions.

It was obvious the client was not going to commute from Orlando to Miami for work.

Obviously, we never would have used him if we would have known he would’ve pulled a stunt like that.

when underwriting a property a good rule of thumb would be to set aside ~5% gross income for each Cap Ex, maintenance, and vacancy. (15% total)I dont know much of the market in TX but in central MA i work with a lot of investors that are interested in acquiring multi family properties so that's mostly what i deal in. 

I was nervous as well with my KCMO house (I know, totally different market but still) and I've had some hiccups but I really like section 8.