And since the 30-yr mortgage follows the 10-yr Treasury rate (put simply: they are competing investment tools) the Fed very much can affect mortgage rates.This QE mortgage rate manipulation became a policy tool in 2009, following the Great Financial Crisis.

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.2.

They're charging second mortgage rates on a first mortgage, nice investment if you can get it.Getting the former owner to sign a second mortgage for the amount you paid at tax sale works, if he pays, and if he signs. 

Quote from @Roxanne Whitaker: Please be aware if you buy an investment property and do not live in MD, when you go to sell it you will pay an 8% tax at settlement. 

Beyond residential lending, I have a strong interest in commercial lending and real estate investment. 

For an investment property (purchased as an owner occupant), that is insane. 

How are you doing investment wise?

We are good at investing* and wouldn't consider ourselves the best contractors.

Just like any of the investment strategies here in BP, they need to evovle as the market and housing landscape evovles.

You can do less than 20% down (as low as 3.5-5%) if you intend to occupy the home for at least a year.2) There will be an HOA (homeowners association) which restricts rentals, so be sure to read the CC&Rs (governing documents) to ensure that your rental strategy is allowed, even if you intend to live there at first, eventually you'll be transitioning it to an investment property, so this will be important.