I got divorced in March of 2016, so my ex is still in the house, and I am still on the mortgage (although it is her responsibly per the divorce papers).

"Down payment assistance." consisted of raising the price and telling the people buying the paper that the people put down 20%.b. 

It's also why I think it's important to maximize investment in paper through Roth 401k/IRAs (zero tax on gains).

Paper and notaries go in and out of prisons on the daily.  

Google "piercing the veil".Now here's the one where it sounds great on paper but I'm sitting here like...ehhhhhCreating an Irrevocable Real Estate Trust for each property where the grantor (you) give the trustee (your LLC) full benefits of the property.  

Tenants that are one flat tire away from missing rent will not result in quality cash flow, and yet ironically these type of tenants are the kind that tend to rent in the type of neighborhoods that show the highest pro forma cash flow projections on paper ... too bad those cash flows aren't what you will actually get during a downturn, and you spend much of your time chasing down rent as opposed to growing your portfolio ... too bad that the increases in rents and prices will not tend to keep up with inflation in many of these neighborhoods too ...

They sell the paper off to the market.

Anyway, I would ask the companies to back up their numbers with real-life examples (on paper and real numbers).  

I have located a vacant property that has property management papers taped up in the windows but it is not listed as a foreclosure with the County Trustee.

So you analyze the deal, just like an investment.So when the note was created, is there good paper for it?