Heres the scenario:Married - Husband owns 2 properties (1 long term and 1 short term) and wife owns 2 properties (1 long term and primary residence)  in each of their own names.Husband has LLC with zero properties.

Additionally I don’t want to dip into my personal primary residence rainy day fund.

Can you have a rental insurance policy if you currently reside in one of the units?

My investment property insurance would not provide umbrella unless I have all the insurances under them - Vermont Mutual and it's too much to move Cars[Geico], residence etc into one insurance just to buy one Umbrella insurance. 2.

Investment Info:Single-family residence buy & hold investment.

As a Baselane user and fellow landlord, I really want to understand how this went down and what I can do to protect myself.

You could film your logo at intervals to add some protection from it being easily copied.

Having legal documents in place help protect you. 

I want to provide a safe, structured living environment for individuals transitioning out of recovery or other challenging situations.I’m new to this process and was hoping for advice on the following:How to navigate zoning laws and permits in Montgomery for this type of setup.Licensing requirements for sober living or group homes.Strategies for finding residents or partnering with local organizations.Financial and operational tips for managing this type of property.I’ve heard zoning can be tricky and want to ensure I comply with all legal and safety requirements.

Hearing from many testimonials by talking to real Padsplit owners in person, it seems to be a true cashflow machine coming from a single family residence.