Currently operating in 10 different markets across the Mid-south and Southeastern regions and would love to connect with you on what your goals are. 

I also sent another message 7 days before, just reminding them that we offer different packages if they haven't already gotten one.

Collect the difference. 

I know I already mentioned this, but @Mordy Chaimovitz...If you can get by with lower cash flow and invest for the long-term generational wealth (aka appreciation) in nice neighborhoods, that is the way to go, but it's tough to get by at times -- at least it is for me.Just know everyone's situation is different, and you should do what is best for your specific circumstances!

To me STR and hotel caters to different groups of travelers and so despite competition as long as the travel demand of Hawaii remains (as you pointed out is a robust assumption) I think both will continue to do well.  

I recommend using the Lenders tab in BP to reach out to a few different lenders for quotes.

I'll throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

Someone could claim you discriminated if you rejected them or implied you woudl then do something different for someone else.Hope this helps.

The great thing about BP there are different people with different perspectives and experiences.  

We need to close in 1 week and worst case I may need to buy all cash and refi to a different lender losing my property inspection fee the lender charged.Is this a townhouse or condo?