The only thing that keeps me from owning a house for my personal use is the baggage it comes with like maintenance, time and overhead costs.But I understand It'll cut costs and is something I should really think about.Thanks

Bob,I join you in looking forward to an experienced Poster's answer since I'm getting more calls for DSCR loans. 

I dont like any company personally that does not put their principals on their website as in meet the team.. ... 

In theory, you could QT the property to an LLC in your name and enter into a lease with you personally.

Definitely a personal preference.

Lenders often include a portion of the cash flow in the investment property as income to you personally to offset the DTI. 

I can't just put the LLC's income directly into my joint personal tax return, right?

Rentals are extremely difficult to make pencil right now but would only personally consider higher end projects because the costs are far easier to absorb than trying to build in lower value neighborhoods.

I 100% agree with the intent aspect and that is an important premise, but the fact is in this particular situation intent for it to be personal use has been confirmed (by way of a public post).

I personally spend about 50K a year in masterminds and always get my money back just through network of individuals you get access to.