However, you should also mention that in Austin it's pretty much a necessity to pay $40-$100k in cash when you buy, even for a primary residence with a 5% down payment.

One missed paycheck is a disaster.These tenants live in Class C/D areas almost by necessity I would imagine.

I am open to obtaining my NJ RE license, but after listening to some of gurus on You Tube, it appears that it's "nice to have"; but not a necessity as I am interested more in the "investment" side of the business.

You can lose anonymity by necessity or accident.

This was a necessity - I needed a place to live.

There's also a provision in there to cover the taxes for basic necessities, which they define as the cost of living at the poverty line.

So in our case it was a necessity.

Tell your friend the cheapest way to live near the beach is near Kau, some lands are selling for 15k ;-) there're still abundant land even in place like hawaii, of course, living in county where there are only less than 33 people persqm maybe less interesting than hectic place like san diego lol i used to confuse when US gov. kept saying unaffordable housing, unaffordable housing means people that are living beyond their necessities, america is still the only country in the planet earth where it has vast land and income/mortgage ratio is lowest on planet earth.

In fact, I am still periodically flying back to Bozeman to work with clients who prefer to work with someone they know vs hire someone new who is an unknown.Also, as was said, the heat in the market has made it so I think many agents don’t see the necessity to go above and beyond on media for marketing properties that will sell quickly on their own.

Not saying a group meeting at a different time, out of necessity, is a bad thing.