Anytime I have had a question or needed a resource someone was always kind enough to jump in and offer assistance which is amazing!

Does it need repairs or a full replacement?

I do not have to much cash for a down payment but was thinking of doing a HELOC on one of the rentals to get more cash and go the BRRRR method.

Markets like Cleveland, you only need about $130k for C-Grade duplexes.

I really need to get my money back or pursue legal measures against BiggerPockets .Please advice  Sorry for the inconvenience.

2013 Built in a Class B neighborhood of Houston at 6% discount with less than $4,000 renovation needed.

Thank you so much for the advice!

Owner will need an Annual Owner Statement from your acconting system, reflecting those gross collected amounts and all expenses, including your management fees.

Is it doable - yes but you will need to go to a lender who probably uses their own funds vs. an instituational lender as they will not like 2nd position nor the low amount.

Working with a mortgage broker that specializes in DSCR loans will help you find better rates and programs such as lower DSCR ratios such as a DSCR 1 ratio for better terms versus needing a 1.2 or 1.25 DSCR ratio (more on that below).