Holding TX to 80 yards and THREE first downs was proof.Second half- I learned that TX was better creating adjustments to force a tiring BYU defense to defend the option was well done.

I have also defended landlords/property managers on tenant complaints and represented landlords and lenders in both consumer and business bankruptcy cases as well.  

@Joe Au you are asking a question that doesn't have one answer, although many defend their opinion on this subject as though it is fact. 

If their numbers are different from yours, see if they can defend/ support their findings when questioned.

You are defending your boss.  

This same property manager was a defendant in a fraud claim in 2008.

You can naturally defend yourself against any claims, but w/ Title Insurance the Title Company becomes your "third party" defender.  

I'm speculating that they desperately want to do so, but are probably getting pushback from Minister of Finance and the banks, as they likely fear any further tightening could lead to the piercing of the bubble. 

As already said, anyone can sue anyone for anything (almost, at least), but if you're found to be initiating a nuisance suit, the defendant will be awarded a judgment against you for legal and court costs.At any rate, the other investor didn't do anything wrong, so the focus s/b on the contractor.

The insurance has already sent them the "reservation of rights" letter, which means it will defend the insured while reserving its right to jettison them later.