It’s my bread and butter and I’m retired at age 37.

I suspect that many restrictions on who can occupy the property violate the 1st Amendment (association) and most property codes (freedom to alienate) unless it is an age-restricted community. 

Show them all of the details that confirm your property value number.For example, if your comps are more comparable in size, age, proximity or condition, make sure to point it out.

.), ]  age building (year of the most recent updates to roof, electric, plumbing, heat can help on old buildings),   limit for the value of the building,   whether it is Replacement Cost or Actual Cash Value (RC vs ACV), size of the deductible,   claims history of the property,  etc.You should get an individual quote for the most accurate rate.

I am currently managing B+ to A class townhomes and they are all painted with a flat sheen right now.  I get complaints constantly about how quickly and easily the tenants damage the walls with minor scuffs and finger...

They stopped paying and thought someone was potentially stealing the money from their aging father.

I was a bit naive when I started at the age of 20. 

I made a list of all my appliances in order of age and will be replacing them.

in this day and age of financial information being robbed. 

Most are two people per bedroom, no matter the age or sex.