Also, Helocs are typically variable rate, so I would check on this detail.

(I know it's hard without seeing the full rent roll and financials, let me know if there's any other general details you'd need that would make you this "oh, that's why they offered that" kind of thing). 

very detailed and thoughtful post. 

I came back with some detailed floor plans.

@Nathan Gesner well she told this at a 1 hour monthly property management meeting as a member just talking about personal experiences so I didn’t get a ton of details .

You should not allow any adults to reside in the property without being screened, approved by you, and on the lease.Here's a detailed guide on how to screen applicants: Application Screening Guide

I suspect an accountant or expert can provide more details on my description (I am far from an expert).Good luck

@Dave Foster thanks for getting on the phone with me and explaining some details that i had no clue about. 

Excellent detail, thank you Jack! 

I explained everything in my appeal, including some details to show them I really wasn't into any shady posting.