This is a subject thats widely debated in the REI community. 

We're debating tile over carpet because during the winter and spring months tenants constantly bring in wet shoes.

Hello all!I just created an account after reading and listening to threads/podcasts for the past few weeks. Firstly, I want to apologize if I am not posting a unique discussion and this overlaps with a thread that I h...

But if the safe harbors are not chosen, its back to the eternal debate on where the line between expense and capitalization is drawn.

I'm debating paying for the report or seeing if the owner can get the info.

Before I end this post, there is the ago old debate--pay it off or stay levered...and if I had the chance I would say stay levered.

I found a lender who has a recourse and a nonrecourse loan available.Recourse - 70% LTV, 6.75% interest, 2.75% origination feeNonrecourse - 65% LTV, 7.75%,interest, 2.75% origination feeEither way, I'm not planning to default on my loans but I guess I'm debating whether it's worth the extra percentage in interest and a lower LTV just to have that extra piece of mind.  

It really boils down to the appreciation vs cashflow debate.

**Since my current home was a complete gut, I know it's nearly maintenance free and I debate whether or not I should sell it, knowing there's little maintenance and I can demand top dollar for my area (which would be ~$3K/month in rental income, less my current $1800/month PITI). 

Hi @Kelly Howard,There is debate between Private Lender vs Hard Money Lender.