She sensed he was there. 

As I understand, rumors have abounded for years about gentrification across the river from downtown but this year people seem to speak of it with a sense of credibility.

I didn't say you can't refinance the loan, only that it may not make sense.

If you think it might help to talk more, just give me a shout... always happy to help a fellow investor make sense of things.- Jasper / Pat AboukhaledTurning investment visions into reality in Phoenix, AZ - Ranked #1 for residential real estate growth and opportunity by PwC

I personally like long term rentals, but it sounds like the numbers don't make sense and if you cant afford to or can't justify covering that much negative cash flow then another strategy is renting by the room, that works well if you have or can convert to at least 4 or 5 bedrooms. 

Discussion forums to my understanding should create a sense of belonging among individuals with shared interests, providing a space for collaboration, support, and professional or personal connections.

When it gets to investors like me, I am not here to pay what an appraisal shows I am here to make it make sense. 

It makes a ton of sense.

However, I have attempting to understand the full value of this for some time now having found myself investing in rental property with purpose and getting started educated on how I can make the money I invest work for me better.I read your post a few times, it all made sense, but I lose context on this paragraph, where you mention you take out the 80 +30k (this is invested for 30k as downpayment, and the 80k after the closing (of your own money))?

You'll have 100% equity and can live off the cash flow the rest of your life.I think this makes a ton of sense.