That can be a tough part, but isn't close to half of the process.

Finally on 5/14/2021 (day 348) the refi was closed and funded. 

As always, read ALL the terms before you sit to close.

In this case, your monthly payment with 20% down will have a good MARKET rate if your DTI works with a much lower month payment and no mortgage insurance(MI).

Or the developer can close on the land at risk but they have a lot of capital when that's the case.  

You'll get a feel for the age of the neighborhoods, the vitality of the commercial buildings, the ease of location, the closeness to jobs.The markets you're describing are more linear, and usually have lower capital appreciation.

I furnished 2 STRs for that amount, just go to either high-end thrift stores or a lower-end antique store....you'd be surprised at how little you can pay for solid wood furniture...

Now that they've coached me up I feel very confident using the software and closing out my books each month.

Double close: You do actually purchase a property and then sell it the same day to another buyer.

I just closed today on the sale of the second house and have ended the nightmare!