It may be worth looking into getting some sort of partner that has greater access to credit or loan ability.

If I can be proven wrong I would LOVE that, becuase it means that there are a crap ton of creative ways of helping people with 2-3% mortgages achieve all sorts of things while keeping their loan that they don't think they can...

What you are calling 'cash flow" is actually capx or repairs of some sort.

Buy or inherit and hold all their lives while working the properties for income.I've seen teachers, firemen, software engineers and all sorts of people utilize both strategies successfully.

My debate is this.As a general statement the rental property cash flow here in Los Angeles is VERY challenging to find.I am looking to buy a property with a detached garage and convert into and ADU for helping to offset to mortgage.Crunching some numbers up on $1M property with and ADU assuming (rough numbers) main house brings $5,000 and the ADU $2,000 I’ll still be negative in the deal after all expenses (vacancy, capex, repairs etc…)However if I will use it as a Sort Term Rental it will be cash flowing beautifully.What’s your take about buying negative cash flow long term but counting on AirBNB to bring in the positive cash flow?

Owner occupants have access to all sorts of loan types and programs that investors do not.

Let them sort it out amongst themselves.

Last thing you want (in my opinion) is to have some sort of hard feelings due to mis communication.Hope this helps! 

This is where the second issue comes: hyper inflated figures that come from nowhere.Now imagine that the agent knows a developer that's creating a new seaside resort in the middle of nowhere, say in Panama and gets some sort of exclusivity to sell the huge amount of condos to be built to his US clients.

Even with no devices turned on the appliances still have zombie power drain of some sort.