The inventory is there but the cost of living is so high people just can't afford to buy anything.  

Any other solutions except for the $1000 "personal liability only insurance"? 

5 years: $1,000 x (1 + 8%)^5 / (1 + 4%)^5 ≈ $1,20810 years: $1,000 x (1 +8%)^10 / (1 + 4%)^10 ≈ $1,45915 years: $1,000 x (1 + 8%)^15 / (1 + 4%)^15 ≈ $1,761The amount of goods and services you will be able to afford increases over time.Investing in cities with high rent growth rate decreases the number of properties you will need to reach financial freedom.

But the solution to this whole Spam argument is actually really simple.

She needed to sell quickly to afford cancer treatment in Chicago that her insurance wouldn’t cover. 

If you want insurance bookings, submit your property to relocation companies like ALE Solutions and CRS Temporary Housing.

One of the awesome parts of the Jacksonville buy and hold market is the appreciation and the affordability.

If it does not, there are only two solutions.  1) You could restate your operating agreement. 

Looking on Zillow it looks like the only affordable places are reseda or pacoima or Lancaster. 

Their behavior indicates they are not responsible and don't have the finances to afford your rental.