My spouse and I purchased a home in Nov 2023 (that we will move into in about 1.5 years), that has an additional 2 bedroom apartment and 1 bedroom studio on the property.

You can secure additional funding through pairing it as matching funds.

Quote from @Mark Alford: Nghi Le, what additional detail would help with this question?

We walked the house and clearly there was an addition added at some point.Is this an issue that the title report and MLS doesn't match? 

I offer them with an additional fee and lease addendum. 

He's getting numbers like $80K for a 2Bed 2Bath single family homes, additional $20 for rehab, so total under $100K and rent estimate is around $1000.

I believe this situation was handled in a way congruent with BiggerPockets values and ethos - information was discovered, we gave the user in question an opportunity to respond publicly to the allegations, other members of the community chimed in to make comments and ask questions of their own, I made the decision to close the post because I believe many of the top viewpoints were discussed and I didn't want it to turn into shameless trolling with no additional value, that whole thread remains up for community members to view into the future for transparency and anyone who reads it can form their own opinions with the information presented.

Additionally, Irrevocable Trusts usually require that a 3rd party be the Trustee, which means that you will not have a primary role in decision-making as it relates to the Irrevocable Trust.

I was prepaid 1st 6 months of interest. 8 months have passed and no additional payments have been received.

In that case you would be buying the house subject to that existing mortgage and borrowing an additional $100k?