Beyond that, it is a matter of looking at ALL of the pieces, to see if the entire puzzle "fits" together..dates, addresses, employment,etc.

I have to start somewhere, and think building wealth for future investments and becoming knowledgable with sales transactions would be a good piece of that puzzle.

Rental History is important but it's only one piece of the puzzle.

I've heard there are some great ways to piece this puzzle together! 

It's your money, so I don't mind if you just want to use us for 1 piece of the puzzle, or just a second set of eyes to look at a situation and answer a quick question.

I think part of the puzzle in finding these kinds of lenders it to make a list of all the people you know who MIGHT have a higher net worth, or a sizable portion of assets in lower yielding investments like CDs.

one thing I see is in these bigger cities in the mid west much of the urban core is more renter dominated than other urban cores.and landlords are doing a better job with their work so you don't see as many failed landlords or burnt out landlords as in the past. so that inventory is not hitting the market  Jay that is certainly the case for Milwaukee, landlords are more educated, probably also because of the good work people do on BP and locally, the Brew City - full credit to @Rebecca Knox What puzzles me is that I see the same hesitation in the wealthy suburbs, 350k and up.

As others have said, price tenant is willing to pay is only one piece of the puzzle. 

I am puzzled at these new builds marketing to millennials with a $400k+ starting price point.  

Get copies of everything and you will be able to piece together the puzzle of new construction in your area.The key things to watch out for are the following:1) Insurance and liability Make sure you get a good builder's risk policy.