So, you don't NEED to provide it (but, check your local laws to be safe)!

I contacted a local attorney who is very knowledgeable about this and he helped me understand that this is a Columbus law.  2.

It's a specialized area of the law and I'd hate for you to pay for him/her to educate themselves.

Also mother in law suites and private bath are not as available.

The future of housing scarcity, population growth or lack thereof, industry growth or lack thereof, tax rules, landlord/tenant laws all will play a more pivotal role; do you think population growth in 1974 has a factor on your REI success, or population growth in 2025-2035?

Also, when we signed up, the sale agent didn't give us a hard copy of the contract and didn't disclose all the fees that involve with city.In addition, I also found out from my research and from my brother in law, who recently purchase a home, that the hero program is not what it seems.

It involves knowing what is happening in the overall industry which would help our clients.Related to this is the constant knowledge of local, state and national laws. 

Again, that is total speculation from me....just following the possibility to its logical conclusion - but tax law isn't always logical.And, if I wasn't clear enough about this earlier - I am NOT a tax professional.

If anyone familiar with lending law could offer some guidance, I’d greatly appreciate it.Thank you,Mergim

Do you feel safe living in another country and what about the laws there (e.g. being wrongly arrested and imprisoned vs. in the USA there's at least due process and our Constitutional rights)?