You can also just buy it as an investment property with 25% down if you have the capital to put that much down on a 1-1.3 million 4plex depending on the area.

How much lower depends on what time of year the home was completed- Usually can charge a much higher rent for new homes.

@Jinglei Shen depends on the builder.

Whether that is worth the $99 really depends on if you think it’s or is not

Depends if you are worth millions already than 40k is like 1k but likely do not need their course.

It also depends on whether your next purchase is a rehab, turn key, flip or hold.

We will never have the right answer; everything depends on your circumstances.

You should definitely be able to find decent multifamily properties for under $200k, and multifamily would be my suggestion for starting out if you can swing a larger down payment (depending on loan type, you MAY need 10% more for a multifamily vs a single family, but not always).

some gurus teach this method.. thats all this is.. seller is going to have to pay inputed interest to the IRS though.. to me it would depend on down payment..

If you pay retail, you'll be looking at 500k to 550k depending on area and lot.