Citi, Flagstar, Union Bank, Some credit unions.

My first advice would be to start with the (larger) credit unions in the area.

I called about 30 local credit unions before I found a few that would be willing to work with me.

With unions pushing for higher wages and more benefits, most businesses will be closing down and moving overseas where they have a cheap labor source.Also many of the industries we have are outdated and will be closing down.

.#2 - Open an account with a local, large federal creit union.

. -- It's through a credit union there locally.

Local banks and credit unions are making investor loans in the market I invest in.

Would a local bank or credit union waive this requirements since they're lending their own money?

These areas have huge commitments to public employee unions, and have borrowed hundreds of millions and some billions, of dollars for improvements etc., they can no longer pay...

Government employee unions control California, and until they are seriously dealt with, we will continue the downward spiral.