If you live paycheck to paycheck and do all this you are never going to become an investor because you aren't willing to change your lifestyle now for something you can have in a few years.  

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Not much has changed in my life, but if I now have to finance a rental property vs primary home, my options change. 

Another idea that we have been exploring is using the cash value of whole life insurance funds for emergencies. 

I understand they can make our life a lot easier but is it worth it if it eats up a lot of our cash flow? 

We would never do a modern style as we are all rural.

Charming, smaller coastal towns with a slower pace of life, natural amenities, seclusion and semi-self sustainability are high on the wish list of many high level clients and investors. 

Would love to see an example of some real life qualifying activities and what you're including.

Would you mind telling us what you spend per month on life? 

We would like to learn about how we should have went about it so that we can purchase more properties, minimize mistakes, and reduce our reliance on corporate life.