@Frank GregWhat an unusual conversation...but I'll play. 

The vast majority of Madison, Morgan, and limestone counties should be prime appreciation plays over the next few years.

Is no, just monitor it montly and if you see a unusual spike, give the tenant a call. 

This seems unusually vague. 

Nothing unusual in my 35 long years of working in different specialty.Thanks for helping the BP communityVivek

I only find myself having to do this in situations where it's an unusual property type or configuration. 

In the unusual event that I have to meet with a tenant not at their residence I choose a public place such as our public library.

The need to purchase 4 points seems unusual and unnecessary.DSCR Loan: These are good for investment properties as they focus on rental income, but $55,500 in fees sounds high.

That would be a very unusual mistake.

I have seen it in Arlington....one place super unusual, like almost two full houses on a lot that really should support only 1.I think your first step is to go in person to Planning and Zoning office...with your information and idea of what you want to do and see if they give you a warm or cold reception.