We’ll be rolling these new features out over the next several months (and some have already been launched, such as the brand-new “Rehab Estimation Calculator,” which is going to help a LOT of people), so keep an eye out.On Wednesday, November 15th, BiggerPockets is doing something we haven’t done in a while: We are changing our prices to better fit the new features.Here’s what you need to know: Pro monthly subscription is currently $29 and changing to $39Pro annual subscription is currently $290 and changing to $390Plus monthly subscription is currently $9 and changing to $19Plus annual subscription is currently $90 and changing to $190Most of our community will be unaffected; anyone who upgrades their account before Wednesday, November 15th OR is currently a Plus or Pro member will be grandfathered into the old prices and will continue to have access to all the features they’ve always had access to.We announced this  in our blog last week, but wanted to make sure those of you who primarily spend your time in the forums saw this announcement too.I want to reiterate, if you are already a Plus or Pro member (or upgrade before November 15), your pricing does not change.

Its possible the existing policy may be cancelled if you are doing construction there, it could be unaffected, or you may be able to endorse it for the new exposure. 

However, with a college campus (Youngstown State University or YSU), with 87% of students living off campus, the Covelli Centre (concert, hockey, basketball, convention center), Vallourec Steel, Eastwood Mall (largest mall complex in the US by land ownership), Covelli Enterprise and the Debartlo Corporation to name a few items - this area has turned into an almost secret community; left unaffected by the growth of elsewhere.

Our inventory - we are a tiny state, however we have a very healthy RE market especially in and around the Burlington, VT area (we were very much unaffected by the bubble burst in 2008/9) and many of the other "Cities".

You will have reduced the number of payments required, but cash flow is unaffected unless as someone stated you have PMI that will drop off.  

So as rates go up or down, the buyers simply move up or down in price range with the rates while the property values remain unaffected by rates.

I think values, at least from what I'm seeing anecdotally around the area, have also been unaffected, at least as of now.

So within the policy the CV is unaffected by loan taken against the CV as collateral however it does affect the net surrender value and death benefit because at death or surrender the the policy owner would receive the net between CV - loan balance remaining - surrender cost (if any).

As everyone said, the first is unaffected and doesn’t get paid with any surpluses.

@Cory H.Yeah my small bank is the same way, unaffected still underwriting loans, but only the 50% of the people are working.