I have a Freddie Mac mortgage, so if I make this transfer, would it trigger the due-on-sale clause, or would the mortgage company allow it as long as I am the sole owner of the LLC?

I did not end up pulling the trigger on any of them for that reason.

In Phoenix, I might call up a friend who invests in mixed-use properties south of Roosevelt Row, and that friend might know a local title rep who’s been working with out-of-state buyers who like to pull the trigger fast.

@Hemal Adani.Did you end up pulling the trigger? 

But it is the lowest down payment option, and likely the lowest rate option as well. one tidbit - condos don't usually like the STR piece, so make sure to do your DD in whatever area you're looking to buy in before puling the trigger. 

Definitely wouldn't trigger the clawback penalty but it's still good to be aware of it.  

@Harsh Poshti  You do need to check with the local zoning office. 

Since the property is under mortgage, just transferring to LLC will most likely trigger the "due on sale clause".3.

If this were a brick and mortar bank (now I switched to one), this would have been flagged to me before the bank took the action of refunding the money, triggering an investigation.

I spoke to a few Tardus clients before pulling the trigger.