Some of us are business minded and strive to add value beyond basic compliance and planning (which it doesn't even sound like you're getting planning here).

They both are nurses and didn’t pull the trigger.  

HI Jewell,If you were to use FHA again, this could trigger the FHA 100 mile rule + 1.75% upfront fee, however with a few exemptions Indeed FHA allows you to put 3.5% down payment to invest in 1-4 units.

No trigger will materially change demand: What's notable about the last two and a half years is that rents have largely stayed flat.

This makes a strong partnership agreement critical to protect your interests.Legal and Tax Implications: Consult with a real estate attorney to formalize your agreement and ensure compliance with local laws.4.

Before you decide to pull the trigger with any Bank/Lender make sure the they are well versed in DSCR guide lines and close more than a couple a month. 

One more tip – people remember stories that trigger their emotions.

Good luck I had a call with a FINRA compliance consultant today and discussed the sponsor exemption.

This would be VA loan with 0% down so I might try to pull the trigger here on it soon.

Although I probably get killed on transaction fees which is part of why I am not pulling the trigger (along with lack of time to execute well).There are games you can play for increasing your returns in the stock market (sector rotations, rebalancing, being a good company picker) but you lack operational control.