The only slight red flag was that they only accepted payment via Venmo or wire transfer, but that's how I accepted payment when I was selling lead bundles, so I still thought it was worth a shot.

They shall go to Inspira and remain there (especially with the transfer of the pricing structure) unless Inspira gives me reason to move them.

and the demand is amplified when it has a proven rental history, furnishings and a transferable or easily obtainable STR permit.

Is there a way to transfer the loan agreement to my name or try some owner financing/selling strategy?

.- Have attorney draw up a contract to do this.Suggest you offer your dad some cash, now or in the near future, to motivate him to transfer his ownership to you.It may not work out, but you will learn a lot either way!

I completed my AA in business at a 2 year school, transferred to a four year school to finish up my finance degree.

If the loan amount you are looking for is small relative to the value of the first and the second property combined, they are very well secured on a LTV%; ask for a 1% point lower rate.If you don't want to Cross Collateralize, do you have any CD's or MM you can transfer to this bank as collateral. 

If you want to be truly passive while living abroad you could consider a DST transfer or syndication where you transition your properties to professional management and get paid as a limited partner and not have to worry about any sort of property management takes.

@Fumi Maher, I'm not from Austin but I will give you the advice I give those here in Utah (most of which should transfer just fine) Renting by the bedroom seems to bring in the best cashflow.

A minority of 401k providers will let you transfer the loan to a new provider, but I have yet to experience that option with any 401k I have had.