I  took over a mature company that had an investor base that I think average age had to be 65 to 70..

Surplus line is what I have been looking for as I am involved with an older property that is typically found to be uninsurable by a lot of other mainstream insurance companies due to the properties age and some of its original features and surroundings, I just have a question and have done some reading on this and it's really not too clear and it sounds it can go either way really with this and I'm fairly new to all this so I am learning a lot of things as I go but should the private non traditional mortgage lender be listed as additional insured while the person occupying & buying the home and also purchasing the property from the lender be listed as mortgagee?

Cash flow, especially in this day and age, should keep the property afloat and paying for itself without you having to put more money into it. 

Yup. 400'is - 900's ad, was an "ice age".

And keep in mind, in this day and age, one can argue such an action become criminally liable.

But, neither will all people with red Camaros under the age of 25.It's not personal.  

If you have a slow leak...coverage is less likely especially with aged plumbing.To the original poster, Salil.  

So the real answer is do what's comfortable for you and what makes sense based on your own financial position, your age, your desired outcome, and your local market.

If I were in your position starting out at a young age I would focus on building my credit score first.

I have a job with steady income but I want to stop working by the age of 27.