If your second home is located in a federally declared disaster area, you may be eligible for temporary mortgage relief options such as:- **Forbearance**: A temporary suspension of mortgage payments for up to 12 months.- **No Late Fees or Penalties**: During the forbearance period, you won't be charged late fees or have delinquencies reported to credit bureaus.- **Repayment Options**: After the forbearance period, you won’t be required to repay all missed payments at once.

My 2-flats are 3-bedroom units (which are much in demand from "families" needing temporary furnished housing).  

If you do plan to refi at or around the 3 year mark when the PPP expires I would also ask your lender about a temporary rate buy down instead of / or in conjunction with a permanent buy down.

If you want insurance bookings, submit your property to relocation companies like ALE Solutions and CRS Temporary Housing.

If the tenant has an OCCASIONAL and very TEMPORARY situation that causes them to be late on rent I will almost always waive the fee. 

They can also sue you for damages if they incur temporary housing costs, feel you discriminated against them, etc.

Reaching out from Sinistar, we’re a home-sharing platform dedicated to connecting property owners like you with displaced policyholders in need of mid to long term temporary housing.

This prompted a temporary pause to renovations.

A few high-appreciation properties in the right markets could increase your net worth significantly over the next 5–10 years, especially since your cash flow situation allows you to absorb some temporary fluctuations.With a debt-to-equity ratio of around 55%, you’ve built a good cushion of equity.

@Justin MeltonYou can also reach out to larger local companies that have HR departments that help locate temporary housing for employees.