Seller financed (probably) won't be reported to the credit bureaus and so won't impact your credit score at all.

Bear in mind that the fiscal treatment of the two options in Mexico is different (withholding tax on the gross income with the fideicomiso vs cost deductions with the corporation).

So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

It’s definitely smart to evaluate the tax and cost implications of your funding options.

@Anita Z.I recommend finding an accountant who specializes in real estate taxation, tax planning and financial planning.

It will likely still continue being a difficulty.You mentioned bills, are they credit card bills?

Use umbrella insurance as an additional safeguard, especially if you opt not to form an LLC.Avoid S-Corp taxation for rentals, as rental income is passive and not subject to self-employment tax. S

There may be tax implications to that maneuver, so check with a CPA.

5 Tax Mitigation Strategies Every Real Estate Investor Should KnowAs a real estate investor, every dollar you save in taxes is another dollar you can reinvest into growing your portfolio.

Investing in a mortgage fund should not have tax implications for your Roth IRA since the investment is passive.