I know it seems like a tough task, but can you spend a few more months or a year while you continue to learn to really tighten the budget or find ways to earn a little extra to start from a stronger position?

I'm working on making these relationships stronger by giving more than just returns and making sure that every interaction feels like it has value.

You get tied up in court and every deal you've ever done gets reviewed to see if there are any other "fraudulent" transfers.

Quote from @John Clark: Quote from @James Hamling: Quote from @John Clark: Quote from @Matthew Paul: " I am from the government , and I am here to help "    This whole mess will be tied up in courts for years , between insurance companies , environmental groups , homeowners , it will just drag on . 

@Tom HallAt 7% if you can I would pay it down as investing it net after tax gains may not get you the 7% you are paying - so it’s less riskDownside is you lose liquidity of that money as it’s tied in your propertyIf rates come down in future you can refinance and even take some of the cash out.Regarding your question are rates coming down, a lot of factors come into play but right now it does not appear there will be significant changes to rates over next 3-6 months.

Yes, it is debt tied to a property she owns.

Everything you post needs to tie in to real estate in same way.

In essence, they hand-hold you through on how to do two things:  First, find and tie up a select vacant commercial property, then Second get a prospective tenant who would agree to move into that subject property at a future date. 

A simple baseline plan might’ve steered him toward properties with more reliable maintenace histories or a stronger neighborhood profile, saving him a lot of sweat.

Remember, you may be tied up in several houses with little cash, so it is important to think of all possible situations.Who is doing the accounting?