If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

The main reason is people get massively stressed and fear a multi-million dollar settlement and so agree to settle for a few hundred Thousand dollars. 

Even if it takes longer to pay off, having a steady, reliable tenant might actually be less stressful than managing an STR.FYI - consider starting with a regular rental but structuring it as a 6-12 month lease.

We not only lost our hard-earned money but on top of everything, our health suffered, I had several sleepless nights due to the stress and anxiety that this horrible experience created for my wife and me.After the buy-back was completed, I approached Maverick to at least help us with our losses by requesting us to give back ~$6000.

They say it’s too much stress, too many surprises, and not enough reward.

Sadly, the biggest thing is stressing that it's not section 8 housing as that seems to be the boogeyman for any homeowner.

Yes it’ll come at a 20% less on the bonus depreciation but it’s better than stressing yourself out trying to meet all requirement in 2024 just to be disappointed and have to do it in 2025 anyway.

Plus stress 1000+ miles away that I can’t do anything about.3) I relate to what you said about REI perhaps being more of an obsession or passion more than anything else.

In times of economic stress, people may not choose to vacation in Las Vegas.

This situation has been incredibly stressful, and finding a viable path forward would mean a lot to my family.Thanks in advance for your help!