I had watched a few dozen Brandon Turner webinars (which are geared toward new investors and the info is somewhat repetitive which drummed it into my mind) and so I was confident I knew the difference between a good and bad deal. 

If you refi to a conventional mortgage the down side is repetitive closing costs, and PMI can be higher than you think especially if you're at 95 LTV.  

Just seemed very repetitive and basic.

@Elijah WichersI read / scanned through most of this thread --- its seemed to get repetitive...If you are using conforming loans, those loans that conform to the Fannie Mae guidelines (such as conventional, FHA, USDA, etc.) , Private Mortgage Insurance is required when LTV is greater than 20%. 

Repetition is the mother of skill.

Figuring out a niche takes time, repetition, and money. 

There is quite a bit of repetition as far as book recommendations go, however, every now and then a guest recommends something different!

And I also agree 1,000% with the indignation against the people who come in and think they're going to make easy money by screwing people over.I also understand that the repetition of constantly having to educate the newbies on the ethical way of doing business is annoying.

It's best to give the benefit of the doubt, but this is also a business and you need to protect your investment in the case that this type of behavior becomes repetitive. 

Apologies in advance if my posting is becoming repetitive, I'm just trying to maximize my time and resources while being here in Tennessee.