you might say something like, "I’ve been studying Austin and Denver for rental properties and have a $200,000 price limit—what are the pros and cons of both markets?"

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

Looking for a real estate Cost Segregation Study specialist for my house in Virginia.

Philly is a nice option, but you have to study the blocks for about a year to be sure you understand the area you are investing in.

Ones that are studying a lot or working while in school.

Study the market.

During my REI investing journey I've done 7 1031’s, then followed each of these up with cost segregation studies.

I would study the listings from the top performing rentals in your area to see how they are overcoming any challenges with location.

Study the market.

To clarify, I have been studying real estate for several years, but have been otherwise engaged in operating  other businesses that my wife and I both own, both as CFO and CEO roles.