Future job growth over the next ten years is predicted to be 18.2%, which is lower than the US average of 33.5%.Crime is ranked on a scale of 1 (low crime) to 100 (high crime)Binghamton violent crime is 36.6.

As soon as there's no federal bailout for building in known and predictable disaster areas, either insurance will be priced to risk or people won't be able to get it at all and will have to be self insured for that risk.

(Much easier said than done, this is just an example.)I definitely agree that appreciation is hard to predict. 

I half predict possible class action stuff once a same attorney gets wind of the multiples. 

It’s a solid option if you’re confident about refinancing before the higher rate kicks in or if you want to save more month-to-month early on.Option 2 (3.5% DP, Permanent Buydown): Lower upfront costs free up cash to invest elsewhere, and the 5.4% permanent rate adds predictability.

address encumbered by the instrument?

LLC are favorite protection instruments of course and ideally per property and state specific.

Put the capital in a low-risk instrument (CD, t-bill) that will preserve as much capital as possible even while making your mandatory (5%?)

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Predictive Analytics: Historical data can expose future trends in value, rental demand, and market conditions.